Christ the Teacher students thanking Msgr. Ecker

Plan Your Giving

The Stewardship Connection

In their pastoral letter, Stewardship: A Disciple's Response, the U.S. Bishops remind us that good disciples and stewards do the following:

"As Christian stewards, we receive God's gifts gratefully, cultivate them responsibly, share them lovingly in justice with others, and return them with increase to the Lord."

Each generation of Catholics is given an important mission: how do we pass on the faith to the next generation? Foremost is evangelization - knowing our faith well and sharing it with others. As important, is the careful and prayerful sharing of God-given resources. One of those resources - our assets - includes the things we have accumulated over our lifetime.

As Catholic Christians, we believe that our assets and our ability to accumulate them are gifts from a loving, generous God. We have a responsibility to use these gifts wisely and prudently - as well as to share them with others - our family certainly, but also with those institutions devoted to spreading God's reign on earth.

Bequests in a will, charitable gift annuities, trusts, insurance and gifts of appreciated stock are all planned gifts, or gifts that come after much thought and consultation with professional advisors. These important gifts will ensure that our lives will touch the lives that come after us to build the faith for generations to come.

Giving Opportunities

Type of Gift Benefit to Donor Benefit to Foundation
Bequest in a Will
  • Possible estate-tax deduction
  • Perpetual-gift opportunity
Bequest could be held in perpetuity and invested to fund special needs
Charitable Gift Annuity
  • Guaranteed fixed income for life
  • Portion of income is tax free
  • Deferred tax deductions
Assets that are not used in paying annuity to donors or others benefit the foundation
Insurance Policy
  • Income-tax deduction for value of the policy when transferred
  • Premium payments may be deducted as gifts
  • Possible income-tax and estate-tax deductions
The foundation receives full face value of policy upon death of donor, or may receive certain surrender value prior to donor's death
Charitable Remainder Trust
  • Variable or fixed income
  • Deferred income if desired
  • Possible income-tax and estate-tax deductions
Upon the death of the donor or last surviving income beneficiary, the remaining assets benefit the foundation
Donor Advised Funds
  • Generally eligible to make immediate tax deduction
  • Investment funds grow tax-free
  • Able to support multiple charities you love from a single fund
Greater opportunities to be recognized for gifting by multiple donors
Retirement/IRA
  • Estate-tax and income-tax savings for substantial portion of a gift or Required Minimum Distribution annually
Significant gift annually or upon the death of the donor benefits the foundation
Appreciated Stock
  • Avoidance of capital-gain tax
  • Income-tax deduction for full market value on date of gift
Shares will be sold; the full value of the assets will fund the foundation needs